Dhanvardhini Nagari Sahakari Patsanstha Ltd.

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Home Loan

For purchasing a new home, construction, flats, renovation, or any home-related needs, our home loan provides you with secure, easy, and cost-effective financial assistance. Our process is fast, transparent, and customer-centric, making the dream of your ideal home now within reach.

Why choose our home loan?

Key Benefits

  • Available for new homes, flats, reconstruction, and plot + construction
  • Suitable for large loans
  • Complete transparency in the loan process
  • Quick decisions based on property valuation
  • Easy options for pre-payment and part-payment

Required Documents

  • Loan application form
  • Identity and address proof (Aadhaar / PAN / Passport)
  • Income proof (Salary Slip / ITR / Bank Statement)
  • Property documents (Sale Deed, 7/12, NA Order, Tax Receipt, Sanction Plan)
  • Passport-size photograph
  • Guarantor details (if applicable)

Eligibility

  • Minimum age 21 years
  • Stable employment / business
  • Good repayment capacity
  • Property must have clear legal documents

Loan Information

  • Tenure: 5 to 20 years
  • Interest rate: 14% interest rate
  • Loan limit: As per a fixed percentage of the property’s market value

Loan Types:

  • Purchase of a new home

  • Plot + house construction

  • Home extension / improvement

  • Reconstruction loan

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